The first platform for conscious abstinence with automatic ESG investing. Transform daily skip decisions into sustainable investments. Finally, procrastination pays off!
People save too little, invest too complicated, and lack discipline in daily spending. Sound familiar? You're not alone in this financial comedy.
Only 11.1% of Germans save regularly. Average savings rate: 11.4% (EU: 13.2%). We can do better!
68% find investing too complicated. Only 17% invest in ETFs or stocks. Who has time for financial rocket science?
$2,000-4,000 annually on impulse purchases. 35+ daily micro-decisions without awareness. Death by a thousand small purchases!
From manual entry to fully automatic AI recognition. Your journey to effortless investing.
You consciously decide to abstain and log it in the app. The first step to awareness.
AI recognizes your habits and suggests abstinence. Your personal abstinence coach.
AI recognizes abstinence automatically and invests instantly. The future of conscious investing.
Phase 1 sharpens your awareness of daily expenses and abstinence opportunities.
Phase 2 uses AI to recognize your patterns and identify optimal abstinence moments.
Phase 3 makes conscious investing as natural as breathing - no effort, maximum impact.
From small daily decisions to big financial successes. Every abstinence is an investment in your future.
Teaching financial literacy playfully. Children learn conscious abstinence, parents invest automatically.
Collect badges for conscious decisions: "Water Warrior", "Snack Stopper", "Eco Champion".
Every abstinence grows a virtual tree. Visualization of positive environmental impact.
Weekly challenges for the whole family. Achieve goals together and get rewarded.
Overview of all family members. Who saves the most? Which challenges are active?
Define common savings goals: family vacation, new bike, donation to environmental project.
All family savings automatically flow into the ESG portfolio. Children see how their abstinence grows.
First conscious abstinence platform with blockchain verification. Your ESG impact, immutably documented.
Every saved dollar and its ESG impact are permanently and verifiably documented.
Automatic verification and trading of carbon credits. Your abstinence becomes tradeable environmental assets.
Token-based voting on new ESG projects and platform features.
Automatic execution of ESG investments based on predefined rules.
Trade verified carbon credits from your abstinence decisions.
Banking integration, AI algorithms, and portfolio management - all in one app.
Direct connection to 2,500+ banks. Automatic transaction analysis and instant investments.
Machine learning recognizes abstinence patterns and continuously optimizes investment suggestions.
Automatic diversification, rebalancing, and ESG scoring for optimal risk-return profiles.
Direct comparison with established players. Spoiler alert: We invented conscious abstinence!
| Feature | StaySaved | Trade Republic | Bitpanda | Acorns (US) |
|---|---|---|---|---|
| Conscious Abstinence | ✅ | ❌ | ❌ | ❌ |
| Family Gamification | ✅ | ❌ | ❌ | ⚠️ |
| ESG Focus | ✅ | ⚠️ | ⚠️ | ✅ |
| Blockchain Verification | ✅ | ❌ | ⚠️ | ❌ |
| Fees | 0.75% p.a. | $1/Trade | 1.49% p.a. | $3/Month |
Convergence of FinTech, ESG, and gamification creates an entirely new market.
14.2M people • $45K average income • 78% ESG-interested
8.2M families • $65K household income • 85% value financial education
12.8M people • $55K average income • 92% value sustainability
Six complementary revenue streams for sustainable growth and profitability.
Annual management fee on Assets under Management (AuM).
Success fee for outperformance against ESG benchmark.
StaySaved Pro with advanced analytics and AI features.
Corporate wellness programs for companies.
Blockchain-based trading of verified carbon credits.
Anonymized behavioral analytics for research & industry.
From MVP to IPO - our path to market leadership.
Banking-grade compliance from day 1. We take regulation seriously.
Comprehensive IT security framework with 24/7 monitoring and automatic backup systems.
Automatic incident detection and reporting to BaFin within legal deadlines.
Comprehensive vendor management for all critical IT services and cloud providers.
Comprehensive risk disclosure and suitability tests for all investment products.
Complete cost breakdown and performance reporting for all customers.
Algorithm-based optimization for best execution quality on all trades.
5-year plan with realistic milestones.
Join the StaySaved revolution. Early access for users, investment opportunities for investors.